Your credit rating is dependant on your credit file, that is a comprehensive record of one’s previous credit usage.

Your credit rating is dependant on your credit file, that is a comprehensive record of one’s previous credit usage. You money/approve your card when you apply for a loan or credit card, lenders review your credit report and credit score to decide whether to lend. Additionally they make use of this information to figure out what sort of terms and rate of interest to provide...

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